TERMS & CONDITIONS - User Agreement, Security Statement, Privacy Policies, Copyright, Fair Credit Reporting Act
In order to conduct our primary business of background and employment screening, there are a number of terms and conditions that apply to our business operations. Below you will find a series of links that will take you to the legal texts of our complete list of terms and conditions.

Terms & Conditions

There are a number of Terms and Conditions that apply to our business operations, to the information that we are contracted to supply, and to our clients' use of this information. Below you will find the details of BackgroundsUSA’s Privacy Policies, Security Policies and Terms of User Agreement.  Click on any link below for the full text in both HTML and PDF format. Use of this web site constitutes acceptance of our Terms and Conditions.


If you are setting up a new corporate account and have spoken with our customer service representatives, then the forms required for setting up an account can be found HERE. This link will take you to our Forms and Information page on the main BackgroundsUSA web site (Note: you will be taken to our corporate web site for these forms). Here you can download any of the forms which may be required in the ordering process. 

User Agreement

There are restrictions and limitations to the data that BackgroundsUSA supplies to our clients and agents. This page clearly outlines our responsibilities and yours, with regards to the background search services that we provide. [more]

Security Statement

BackgroundsUSA takes every precaution to protect our users' information. When users submit sensitive information via the website, the information is protected both online and offline by 128-bit encryption and a Geotrust Certificate displayed at the bottom of every secure page. [more]

Privacy Policy

Be assured, we do not use, sell or distribute any of the information that we collect from you in the course of our investigations. BackgroundsUSA collects information from our users at several different points on our website and uses the information for internal marketing and administration purposes only. [more]


Copyright © 1996, 1997, 1998, 1999, 2000, 2001, 2002, 2003, 2004, 2005, BackgroundsUSA, current legal address, 1760 Gaylord Street, Denver, Colorado, 80211, U.S.A.; after October 1st, 2004, legal address, 1760 Gaylord Street, Denver, Colorado, 80206, U.S.A.  All rights reserved. For our full copyright statement, [click here].

Fair Credit Reporting Act (FCRA)

The use of the information and reports provided by BackgroundsUSA are subject to the restrictions and conditions laid out in the  Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., INCLUDING the amendments to the FCRA set forth in the Consumer Credit Reporting Reform Act of 1996 (Public Law 104-208, the Omnibus Consolidated Appropriations Act for Fiscal Year 1997, Title II, Subtitle D, Chapter 1), Section 311 of the Intelligence Authorization for Fiscal Year 1998 (Public Law 105-107), the Consumer Reporting Employment Clarification Act of 1998 (Public Law 105-347), Section 506 of the Gramm-Leach-Bliley Act (Public Law 106-102), and Sections 358(g) and 505(c) of the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001 (USA PATRIOT Act) (Public Law 107-56). For the complete text of the FCRA [click here].

Fair and Accurate Credit Transaction Act (FACTA)
An amendment to the FCRA (see above), "The Fair and Accurate Credit Transaction Act" (known as FACTA) is designed to "to prevent identity theft, improve resolution of consumer disputes, improve the accuracy of consumer records, make improvements in the use of, and consumer access to, credit information, and for other purposes." Implemented on June 1st, 2005, the "Disposal Rule," requires that, "any person and/or business who maintains or otherwise possesses consumer information for a business purpose must properly dispose of such information using reasonable measures to protect against unauthorized access to or use of the information in connection with its disposal," thereby reducing the risk of consumer fraud and identity theft. BackgroundsUSA implemented a system 7 years ago whereby all un-needed "waste" documents containing sensitive information are consigned to designated disposal areas, and then shredded to render them unreadable. Documents that we are required by law to store for 2 to 4 years (depending on the type of document and nature of the information recorded) are kept in a secure and locked facility, and then are disposed of by a FACTA compliant disposal company, Bayaud Industries Document Destruction Services. For the complete text of FACTA [click here].
Freedom of Information Act (FOIA)

Full text of the Freedom of Information Act as amended in 2002 by Public Law No. 104-231, 110 Stat. 3048 [click here].

Privacy Act of 1974

Full text of the Privacy Act of 1974 section §552 [click here].

Driver Privacy Protection Act - DPPA
The Driver's Privacy Protection Act (DPPA), Title 18, Section 2721 of the US Code, is a federal law that regulates how the DMV releases and shares the information in DMV records. The DPPA regulates how motor vehicle departments release driver records and vehicle records. The DPPA also regulates how a recipient of DMV records can share information with another person [click here].
Title One of the Americans with Disabilities Act

Text of Title One of the Americans with Disabilities Act (ADA), with regard to Workers Compensation and Work Related Injuries. [click here].

Ordering Information
If you use the BackgroundsUSA ordering system, then we may take your backgrounds screening order order through an online ordering system. The system is secure and all connections are encrypted. Simply click on any Order NOW link found in this site to begin the ordering process. Your search is completely confidential, and will not be revealed to any third-party. For more information, please follow this link to the relevant BackgroundsUSA information page. [more]

Contents of this site are Copyright © BackgroundsUSA Inc., All Rights Reserved. Use of this website constitutes acceptance of our User Agreement and Privacy Policies.    
Click on the following link for the complete list of documents that make up the Terms and Conditions under which we provide our Background Screening Services.