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Terms & Conditions
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There are a number of Terms and Conditions that apply to our
business operations, to the
information that we are contracted
to supply, and to our clients' use
of this information. Below you will
find the details of BackgroundsUSA’s
Privacy Policies, Security Policies
and Terms of User Agreement. Click
on any link below for the full text
in both HTML and PDF format. Use of
this web site constitutes acceptance
of our Terms and Conditions.
If you
are setting up a new corporate
account and have spoken with our
customer service representatives,
then the forms required for setting
up an account can be found
HERE. This link will take you to
our
Forms and Information page
on the main BackgroundsUSA web site
(Note: you will be taken to our
corporate web site for these forms).
Here you can download any of the
forms which may be required in the
ordering process.
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There
are restrictions and
limitations to the data
that BackgroundsUSA
supplies to our clients
and agents. This page
clearly outlines our
responsibilities and
yours, with regards to
the background search
services that we
provide. [more] |
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Security Statement |
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BackgroundsUSA takes
every precaution to
protect our users'
information. When users
submit sensitive
information via the
website, the information
is protected both online
and offline by 128-bit
encryption and a
Geotrust Certificate
displayed at the bottom
of every secure page.
[more] |
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Privacy Policy |
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Be
assured, we do
not use, sell or
distribute any of the
information that we
collect from you in the
course of our
investigations.
BackgroundsUSA collects
information from our
users at several
different points on our
website and uses the
information for internal
marketing and
administration purposes
only.
[more] |
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Copyright |
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Copyright
© 1996, 1997,
1998, 1999, 2000, 2001,
2002, 2003, 2004, 2005,
BackgroundsUSA, current
legal address, 1760
Gaylord Street, Denver,
Colorado, 80211, U.S.A.;
after October 1st,
2004, legal address,
1760 Gaylord Street,
Denver, Colorado, 80206,
U.S.A. All rights
reserved. For our full
copyright statement,
[click
here]. |
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Fair Credit Reporting
Act (FCRA) |
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The use of the
information and reports
provided by
BackgroundsUSA are
subject to the
restrictions and
conditions laid out in
the Fair Credit
Reporting Act (FCRA), 15
U.S.C. § 1681 et seq.,
INCLUDING the amendments
to the FCRA set forth in
the Consumer Credit
Reporting Reform Act of
1996 (Public Law
104-208, the Omnibus
Consolidated
Appropriations Act for
Fiscal Year 1997, Title
II, Subtitle D, Chapter
1), Section 311 of the
Intelligence
Authorization for Fiscal
Year 1998 (Public Law
105-107), the Consumer
Reporting Employment
Clarification Act of
1998 (Public Law
105-347), Section 506 of
the Gramm-Leach-Bliley
Act (Public Law
106-102), and Sections
358(g) and 505(c) of the
Uniting and
Strengthening America by
Providing Appropriate
Tools Required to
Intercept and Obstruct
Terrorism Act of 2001
(USA PATRIOT Act)
(Public Law 107-56). For
the complete text of the
FCRA
[click
here]. |
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Fair and Accurate Credit
Transaction Act (FACTA) |
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An amendment to the FCRA
(see above), "The Fair
and Accurate Credit
Transaction Act" (known
as FACTA) is designed to
"to prevent identity
theft, improve
resolution of consumer
disputes, improve the
accuracy of consumer
records, make
improvements in the use
of, and consumer access
to, credit information,
and for other purposes."
Implemented on June 1st,
2005, the "Disposal
Rule,"
requires that, "any
person and/or business
who maintains or
otherwise possesses
consumer information for
a business purpose must
properly dispose of such
information using
reasonable measures to
protect against
unauthorized access to
or use of the
information in
connection with its
disposal," thereby
reducing the risk of
consumer fraud and
identity theft.
BackgroundsUSA
implemented a system 7
years ago whereby all
un-needed "waste"
documents containing
sensitive information
are consigned to
designated disposal
areas, and then shredded
to render them
unreadable. Documents
that we are required by
law to store for 2 to 4
years (depending on the
type of document and
nature of the
information recorded)
are kept in a secure and
locked facility, and
then are disposed of by
a FACTA compliant
disposal company, Bayaud
Industries Document
Destruction Services.
For the complete text of
FACTA
[click
here]. |
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Freedom of Information
Act (FOIA) |
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Full text of the Freedom
of Information Act as
amended in 2002 by
Public Law No. 104-231,
110 Stat. 3048
[click
here]. |
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Privacy Act of 1974 |
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Full text of the Privacy
Act of 1974 section
§552
[click
here]. |
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Title One of the
Americans with
Disabilities Act |
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Text of Title One of the
Americans with
Disabilities Act (ADA),
with regard to Workers
Compensation and Work
Related Injuries.
[click
here]. |
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Ordering Information |
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If you use the
BackgroundsUSA ordering
system, then we may take
your backgrounds
screening order order
through an online
ordering system. The
system is secure and all
connections are
encrypted. Simply click
on any Order NOW
link found in this site
to begin the ordering
process. Your search is
completely confidential,
and will not be revealed
to any third-party.
For more information,
please follow this link
to the relevant
BackgroundsUSA
information page.
[more] |
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